Getting started with NEST
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Can I hold on to workers’ contributions once they’ve been enrolled?
You can hold on to the contributions you deduct from a worker’s pay during their opt-out period if you’d like to.
You may wish to do this to help with reconciliation. If you hold on to these contributions and a member opts out, you can refund them directly instead of waiting for us to refund the contributions to you.
You’ll still need to enrol your workers but can hold on to contributions until the end of the second calendar month after their start date. Recent changes to legislation mean it’s legally possible to hold on to these contributions for longer but we don’t support this extended deadline.
The legislation also allows you to hold on to contributions for workers without qualifying earnings even though they don’t have an opt-out period but we don’t support this.
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