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How do I manage my three-year re-enrolment duties?

The Pensions Regulator (TPR) sometimes refers to this as ‘automatic re-enrolment’ or ‘cyclical re-enrolment’. It’s also known as ‘three-year re-enrolment’, and means every three years, you’ll need to re-enrol workers who are eligible for automatic enrolment but aren’t in a qualifying scheme.

An eligible jobholder is a worker who is: 

  • aged between 22 and their State Pension age
  • and earning more than £10,000 for the tax year 2022/23, but you must use their earnings in the pay period that the re-enrolment date falls in and determine whether they exceed the threshold for that period .e.g. £833 for a monthly paid employee, or £192 for a weekly paid etc.

This includes workers who’ve previously:

  • stopped making contributions
  • opted out, without having opted back into the scheme

You don’t have to include any workers who’ve done either of the above within 12 months prior to your re-enrolment date, but you may wish to include them.

There’s no legal requirement to re-enrol workers who:

  • have given in their notice to end their employment with you
  • have been given notice of dismissal by you
  • you have reasonable grounds to believe that they have protection from the lifetime allowance

You can use the ‘View inactive workers’ section in ‘Manage workers’ from your Nest account to help you check which workers will be eligible to be re-enrolled. You will only need to assess the workers still employed by your business.

You can download the Nest template to inform your workers about three years re-enrolment by clicking Statutory information at your re-enrolment date.

The process of re-enrolment is the same as auto-enrolling your workers. So, once you’ve done your assessment for re-enrolment and identified any eligible jobholders, all you need to do is follow the same steps you normally take when you enrol someone into Nest for the first time. 

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