What investment funds can I choose from and how can I change my fund?

When you join Nest, we invest your money automatically in a Nest Retirement Date Fund that matches the year we think you’ll retire. Find out more.

The other fund choices are listed below. 

• Nest Ethical Fund
• Nest Higher Risk Fund
• Nest Lower Growth Fund
• Nest Sharia Fund

If you’re close to retirement, the following fund may also be available to you:

• Nest Guided Retirement Fund

• The easiest and quickest way to switch your funds is by logging in to your online account.
• Click ‘Additional fund choices’ in Quick links at the bottom of your dashboard.

• In the information box, you’ll be able to see the fund your pot is currently invested in.
• You can click ‘Switch funds’ which takes you to the part of the page where you’ll be able to see a list of the funds available to you to switch to, and details of the fund you’re currently in.

• You can select any fund from the list that you wish to switch to and click ‘Switch to this fund’.
• You can also read more information about each fund on this page.

• Once you’ve clicked ‘Switch to this fund’, follow the on-screen instructions to complete your request.

• It may take up to five working days for the changes to show in your account. Once you’ve switched, your full pot value and any future contributions will be invested in your new fund choice.
• If you change your mind you’ll have to wait until the switch is complete before choosing another fund.
• Switching between funds is free, and you can switch to a different fund in the future if you wish.