Home Investing your pension Your fund choices

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Some services may be affected while we make essential changes between 27 October to 5 November. Log in to your account to see how this might affect you. Note: account access will be unavailable from 6pm to midnight on 3–5 November due to a scheduled maintenance.

Your fund choices

Over 99% of our members are in one of our Nest Retirement Date Funds. These award-winning funds were designed to work for most people, but you can choose to invest for different beliefs, faiths or risk appetite.

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Nest Retirement Date Fund

We designed our flagship Nest Retirement Date Funds to work for you, no matter your age or income.

Nest Retirement Date Fund

Nest Ethical Fund

This fund is for members with specific concerns about the impact organisations have on the environment and society.

Nest Ethical Fund

Nest Sharia Fund

This fund is for members who want an approach based on Islamic law as it relates to investing.

Nest Sharia Fund

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Nest Higher Risk Fund

This fund is for members who are prepared to take more investment risk to try and make their retirement pot grow more.

Nest Higher Risk Fund

Nest Lower Growth Fund

For members who are very cautious while investing, so their retirement pot will be exposed to less investment risk.

Nest Lower Growth Fund

Nest Guided Retirement Fund

An option for members aged between 60 and 70, who have at least £10,000 invested in any of our funds and want to start taking their money out of Nest.

Nest Guided Retirement Fund