Home Your Nest pension Transfer your pensions into Nest

Transfer your pensions
into Nest

Why should I transfer into Nest?

Everything in one place

Bring your pension pots together so it’s easier to see how your savings are growing.

Free to transfer

We won’t charge you anything to move your pensions into Nest.

Designed for the long term

Our investment strategy is built to try and grow your savings over time while managing market ups and downs.

Trusted investment approach

Our award-winning investment strategy is designed to help protect and grow your money.

Making it easy to manage your pension savings

Pensions are investments. Their value can go down as well as up and you may get back less than has been contributed. Past performance is not a reliable guide to future performance. Transfer times vary, and some providers may charge exit fees. Not all pension types can be transferred to Nest.

How do I transfer in?

It’s easy. Just log in to your account and select ‘Transfer in a pension’. Then give us the details of your other scheme – and we’ll handle the rest.

All you need to know is:

Your other pension provider’s name and address.
Your policy number.
An estimate of how much is in your other pot.

Once underway, you can see the status of your transfer by logging into your account and selecting ‘check transfer status’.

Is transferring right for me?

Here are a few things to consider before you decide to bring your pots together:

Look for exit fees

We won’t charge you anything to transfer in or out of Nest, but other providers might - so it’s a good idea to ask them before transferring.

See if you’ll lose any benefits

Some pension providers offer features or guarantees that you could lose if you transfer. Make sure you understand what you might be giving up.

Check that it’s the right move for you

Bringing pensions together can make them easier to manage, but it won’t always mean you’ll have more money when you retire.

To help you decide on your best option, you can get independent financial advice or contact an organisation like Money Helper

How do I track down my pots?

If you’ve changed jobs over the years, it’s possible you have multiple pensions – but you might not know how many, where they are or what you should do with them. We’ve got the information you need to find your pension pots

Ready to transfer?

If you’ve done your research and decided to transfer your pensions into Nest, we’re here to help.