How much should I save for my pension?

Minimum: 14,400 a year

Moderate: £31,300 a year

Comfortable: £43,100 a year

Minimum: Covers all your needs, with some left over for fun

Moderate: More financial security and flexibility

Comfortable: More financial freedom and some luxuries

Minimum: DIY £100 a year to maintain condition of your property.

Moderate: Some help with maintenance and decorating each year.

Comfortable: Replace kitchen and bathroom every 10/15 years.

Minimum: Around £50 a week on groceries, £25 a month on food out of the home, £15 per fortnight on takeaways.

Moderate: Around £55 a week on groceries, £30 a week on food out of the home, £10 a week on takeaways, £100 a month to take others out for a monthly meal.

Comfortable: Around £70 a week on food, £40 a week on food out of the home, £20 a week on takeaways, £100 a month to take others out for a monthly meal.

Minimum: No car, £10 per week on taxis, £100 per year on rail fares.

Moderate: 3-year-old small car, replaced every 7 years, £20 a month on taxis, £100 per year on rail fares.

Comfortable: 3-year-old small car, replaced every 5 years, £20 a month on taxis, £200 per year on rail fares.

Minimum: A weeklong UK holiday. Basic TV and broadband plus a streaming service.

Moderate: A fortnight 3* all-inclusive holiday in the Med and a long weekend break in the UK. Basic TV and broadband plus two streaming services.

Comfortable: A fortnight 4* holiday in the Med with spending money and 3 long weekend breaks in the UK. Extensive bundled broadband and TV subscription.

Minimum: Up to £630 for clothing and footwear each year.

Moderate: Up to £1,500 for clothing and footwear each year.

Comfortable: Up to £1,500 for clothing and footwear each year.

Minimum: £20 for each birthday and Christmas present. £50 a year charity donation.

Moderate: £30 for each birthday and Christmas present, £200 a year charity donation, £1,000 for supporting family members e.g. paying for grandchildren activities.

Comfortable: £50 for each birthday and Christmas present, £25 per month charity donation, £1,000 family support.

Minimum: £22,400 per year Covers all your basic needs, with some left over for fun
Moderate: £43,10 per year More financial security and flexibility
Comfortable: £59,000 per year More financial freedom and some luxuries

Minimum: DIY £100 a year to maintain condition of your property
Moderate: £500 a year to maintain condition of your property, £300 contingency
Comfortable: £59,000 per year More financial freedom and some luxuries

Minimum: Around £95 a week on groceries, £50 a month per couple on food out of the home, £30 a month per couple on takeaways
Moderate: Around £100 a week on groceries, £60 a week per couple on food out of the home, £20 a week per couple on takeaways, £100 a month to take others out for a monthly meal
Comfortable: Around £130 a week on food, £80 a week per couple on food out of the home, £30 a week per couple on takeaways, £100 a month to take others out for a monthly meal

Minimum: No car, £15 per week for the couple on taxis, £100 per year per person on rail fares
Moderate: 3-year-old small car, replaced every 7 years, £20 a month on taxis per household, £100 a year on rail fares per person
Comfortable: 3-year-old small car, replaced every 5 years, £20 a month on taxis per household, £200 a year on rail fares per person

Minimum: A week-long UK holiday. Basic TV and broadband plus a streaming service
Moderate: A fortnight 3* all-inclusive holiday in the Med  and a long weekend break in the UK. Basic TV and broadband plus two streaming services​​​​​​​
Comfortable: A fortnight 4* holiday in the Med with spending money and 3 long weekend breaks in the UK. Extensive bundled broadband and TV subscription

Minimum: Up to £630 for clothing and footwear each year
Moderate: Up to £1,500 for clothing and footwear each year
Comfortable: Up to £1,500 per person for clothing and footwear each year

Minimum: Twelve gifts of £20 for birthdays and the same amount for 12 Xmas presents. £50 per person a year for charity donations
Moderate: Twelve gifts of £30 for each birthdays and the same amount for 12 Xmas presents  , £200 per household a year for charity donations. £1,000 for supporting family members e.g. paying for grandchildren activities, treats, trips etc
Comfortable: Twelve gifts of £50 for each birthdays and the same amount for 12 Xmas presents, £25 per person per month for charity donations. £1,000 for supporting family members e.g. paying for grandchildren activities, treats, trips etc

Minimum: £22,400/year Covers all your basic needs, with some left over for fun
Moderate: £43,100/year More financial security and flexibility
Comfortable: £59,000/year More financial freedom and some luxuries